{"id":14113,"date":"2026-10-20T03:06:10","date_gmt":"2026-10-20T03:06:10","guid":{"rendered":"https:\/\/cintexwireless.com\/blog\/?p=14113"},"modified":"2026-10-20T03:06:12","modified_gmt":"2026-10-20T03:06:12","slug":"indiana-medicaid-income-limits","status":"publish","type":"post","link":"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits","title":{"rendered":"Indiana Medicaid Income Limits 2026: HIP, Kids &amp; Pregnancy\u00a0"},"content":{"rendered":"\n<p>Checking Indiana Medicaid income limits can feel confusing when different family members qualify under different rules. An adult applying for the Healthy Indiana Plan faces a different income ceiling than a pregnant applicant or a child. Savings may also matter for certain disability and long-term care pathways.&nbsp;<\/p>\n\n\n\n<p>This guide explains which figures to review, how household size affects the comparison, and where to apply. Before ruling out coverage based on your paycheck alone, identify the category that fits each applicant and check the state\u2019s current requirements.&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">In This Article<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#1_Indiana_Medicaid_Income_Limits_2026_Which_Limit_Applies_to_You\" >1. Indiana Medicaid Income Limits 2026: Which Limit Applies to You?&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#Adults_Ages_19%E2%80%9364_Under_the_Healthy_Indiana_Plan\" >Adults Ages 19\u201364 Under the Healthy Indiana Plan&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#Pregnant_Applicants\" >Pregnant Applicants&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#Children_Medicaid_Package_A_vs_CHIP_Package_C\" >Children: Medicaid Package A vs CHIP Package C&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#Medicaid_Eligibility_for_Seniors_and_Applicants_with_Blindness_or_Disabilities\" >Medicaid Eligibility for Seniors and Applicants with Blindness or Disabilities&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#2_How_Income_and_Family_Members_Affect_Your_Indiana_Medicaid_Assessment\" >2. How Income and Family Members Affect Your Indiana Medicaid Assessment?&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#MAGI_Income_and_Household_Rules\" >MAGI Income and Household Rules&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#When_Assets_and_Resources_Matter\" >When Assets and Resources Matter?&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#3_Can_My_Child_Get_Medicaid_If_I_Make_Too_Much\" >3. Can My Child Get Medicaid If I Make Too Much?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#4_What_If_Your_Income_Is_Above_the_Indiana_Medicaid_Limit\" >4. What If Your Income Is Above the Indiana Medicaid Limit?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#5_Steps_to_Review_Your_Eligibility_and_Submit_an_Indiana_Medicaid_Application\" >5. Steps to Review Your Eligibility and Submit an Indiana Medicaid Application&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#6_Your_Medicaid_Benefit_Could_Also_Help_Lower_Your_Phone_Bill\" >6. Your Medicaid Benefit Could Also Help Lower Your Phone Bill&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#7_FAQs\" >7. FAQs&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#What_is_the_highest_income_to_be_eligible_for_Medicaid\" >What is the highest income to be eligible for Medicaid?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#What_is_the_Medicaid_threshold_for_2026\" >What is the Medicaid threshold for 2026?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#Do_savings_count_toward_Indiana_Medicaid_eligibility\" >Do savings count toward Indiana Medicaid eligibility?&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/cintexwireless.com\/blog\/indiana-medicaid-income-limits\/#Conclusion\" >Conclusion&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Indiana_Medicaid_Income_Limits_2026_Which_Limit_Applies_to_You\"><\/span>1. Indiana Medicaid Income Limits 2026: Which Limit Applies to You?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Indiana Medicaid income limits you should check depend on age, pregnancy, disability, and coverage category.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Adults_Ages_19%E2%80%9364_Under_the_Healthy_Indiana_Plan\"><\/span>Adults Ages 19\u201364 Under the Healthy Indiana Plan&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>HIP generally covers eligible adults ages 19\u201364 who are not eligible for Medicare. Indiana lists these monthly screening limits effective March 1, 2026:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Household size&nbsp;<\/strong><\/td><td><strong>HIP monthly limit&nbsp;<\/strong><\/td><\/tr><tr><td>1&nbsp;<\/td><td>$1,835.50&nbsp;<\/td><\/tr><tr><td>2&nbsp;<\/td><td>$2,489.20&nbsp;<\/td><\/tr><tr><td>3&nbsp;<\/td><td>$3,141.85&nbsp;<\/td><\/tr><tr><td>4&nbsp;<\/td><td>$3,795.50&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>These are pre-tax screening figures; the state applies its income-counting rules before deciding eligibility. &nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pregnant_Applicants\"><\/span>Pregnant Applicants&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pregnancy coverage uses higher limits. Beginning March 1, 2026, the listed monthly income ceilings are $3,841.20 for a two-person household, $4,849.85 for three members, and $5,857.50 for four members. <\/p>\n\n\n\n<p>Unborn children count toward the pregnant applicant\u2019s family size, so someone expecting one baby generally starts with a household of at least two. &nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Children_Medicaid_Package_A_vs_CHIP_Package_C\"><\/span>Children: Medicaid Package A vs CHIP Package C&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Do not treat the highest children\u2019s threshold as the Package A Medicaid limit.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Coverage&nbsp;<\/strong><\/td><td><strong>Effective income ceiling for screening&nbsp;<\/strong><\/td><\/tr><tr><td>Package A Medicaid: infants under 1&nbsp;<\/td><td>Generally 213% FPL&nbsp;<\/td><\/tr><tr><td>Package A Medicaid: ages 1\u201318&nbsp;<\/td><td>Generally 163% FPL&nbsp;<\/td><\/tr><tr><td>Package C CHIP: eligible children under 19&nbsp;<\/td><td>Generally 255% FPL&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Indiana offers different income thresholds for children depending on their age and coverage program.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Package A <\/strong>provides full Medicaid benefits for eligible children. Infants under age 1 generally have a higher income threshold than children ages 1\u201318.<\/li>\n\n\n\n<li><strong>Package C<\/strong> is Indiana&#8217;s Children&#8217;s Health Insurance Program (CHIP) for eligible children in families with higher incomes. Its ordinary income threshold is 250% of the Federal Poverty Level, with an effective screening ceiling of approximately 255% after the applicable MAGI disregard.<\/li>\n\n\n\n<li><strong>Package C <\/strong>eligibility also depends on other program rules, including health insurance circumstances.<\/li>\n<\/ul>\n\n\n\n<p>These percentages are screening guidelines. The state determines eligibility using the child&#8217;s household composition, countable income, and applicable program requirements.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Medicaid_Eligibility_for_Seniors_and_Applicants_with_Blindness_or_Disabilities\"><\/span>Medicaid Eligibility for Seniors and Applicants with Blindness or Disabilities&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>For standard non-MAGI coverage, Indiana lists $1,330 monthly for one person and $1,803.33 for two. Countable-resource limits generally start at $2,000 for an individual or $3,000 for a couple, subject to exceptions.&nbsp;<\/p>\n\n\n\n<p>Certain institutional or HCBS waiver applicants have a separate $2,982 individual monthly income limit in 2026. Spousal protections, resource rules, and care requirements need separate review.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_How_Income_and_Family_Members_Affect_Your_Indiana_Medicaid_Assessment\"><\/span>2. How Income and Family Members Affect Your Indiana Medicaid Assessment?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Comparing a paycheck with Indiana Medicaid income limits is only useful when the income calculation and household size are correct.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MAGI_Income_and_Household_Rules\"><\/span>MAGI Income and Household Rules&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Indiana uses Modified Adjusted Gross Income (MAGI) for HIP, pregnancy-related Medicaid, and most children&#8217;s coverage.<\/p>\n\n\n\n<p>For wages, income before taxes is a useful starting point, but MAGI isn&#8217;t necessarily identical to gross pay. Certain deductions and income adjustments can affect the amount counted for eligibility.<\/p>\n\n\n\n<p>Household size generally follows federal tax-filing relationships, with special rules for people who do not file taxes and for pregnancy.<\/p>\n\n\n\n<p>If you&#8217;re self-employed, the state may consider business income after allowable expenses rather than total sales or deposits. If your earnings fluctuate, provide current records and explain expected changes.<\/p>\n\n\n\n<p>Use Indiana&#8217;s official eligibility guide for preliminary screening, then let FSSA determine your household&#8217;s countable income.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_Assets_and_Resources_Matter\"><\/span>When Assets and Resources Matter?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>MAGI categories do not use an asset test. A savings balance therefore does not automatically prevent HIP or children\u2019s coverage.&nbsp;<\/p>\n\n\n\n<p>Aged, blind, disabled, institutional, and waiver pathways can examine resources separately. Bank balances, property, exemptions, and spousal protections may matter; money received as income can also become a resource when retained.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/cintexwireless.com\/blog\/wp-content\/uploads\/2026\/10\/indiana-medicaid-income-limits.jpg\" alt=\"indiana-medicaid-income-limits\" class=\"wp-image-14114\" srcset=\"https:\/\/cintexwireless.com\/blog\/wp-content\/uploads\/2026\/10\/indiana-medicaid-income-limits.jpg 800w, https:\/\/cintexwireless.com\/blog\/wp-content\/uploads\/2026\/10\/indiana-medicaid-income-limits-768x512.jpg 768w, https:\/\/cintexwireless.com\/blog\/wp-content\/uploads\/2026\/10\/indiana-medicaid-income-limits-400x267.jpg 400w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\"><em>Understanding Indiana Medicaid income limits helps families review their potential eligibility for healthcare coverage (Image by Pexels) \u00a0<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Can_My_Child_Get_Medicaid_If_I_Make_Too_Much\"><\/span>3. Can My Child Get Medicaid If I Make Too Much?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Yes. Your child may qualify for Medicaid or CHIP even if your household income is too high for you to receive Medicaid through HIP.<\/p>\n\n\n\n<p>Indiana uses different income limits for adults and children. For example, the 2026 HIP income limit for a household of four is $3,795.50 per month, while the state&#8217;s general children&#8217;s eligibility guide lists a higher screening limit of $7,012.50 for a four-person household.<\/p>\n\n\n\n<p>Children may qualify for <a href=\"https:\/\/www.in.gov\/medicaid\/members\/member-programs\/what-is-covered-by-indiana-medicaid\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Package A Medicaid<\/a> or Package C CHIP, depending on their age, household income, insurance circumstances, and other requirements.<\/p>\n\n\n\n<p>Package A has no member cost sharing. Package C generally requires a monthly premium and copayments for certain services.<\/p>\n\n\n\n<p>If you&#8217;re above the adult Medicaid limit, don&#8217;t assume your child is ineligible. Apply through Indiana FSSA so each family member can be assessed under the appropriate rules.<\/p>\n\n\n\n<p><strong>Important change for 2027<\/strong>: Beginning January 1, 2027, Indiana will enforce community engagement requirements for many Healthy Indiana Plan adults ages 19\u201364. Nonexempt members generally must complete 80 hours per month of qualifying activities, such as employment, education, or community service.<\/p>\n\n\n\n<p>Exemptions apply, including for certain caregivers and people with qualifying health circumstances. Check Indiana FSSA&#8217;s HIP work requirements to determine whether the new rules may affect your coverage.<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#e4e4e4\"><em><strong>>>> Read More:<\/strong> <a href=\"https:\/\/cintexwireless.com\/blog\/is-masshealth-medicare-or-medicaid\" target=\"_blank\" rel=\"noreferrer noopener\">Is MassHealth Medicare or Medicaid? A Simple Answer<\/a>\u00a0<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_What_If_Your_Income_Is_Above_the_Indiana_Medicaid_Limit\"><\/span>4. What If Your Income Is Above the Indiana Medicaid Limit?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Exceeding one set of Indiana Medicaid income limits should prompt a review of <a href=\"https:\/\/cintexwireless.com\/blog\/does-medicaid-cover-braces-in-indiana\" target=\"_blank\" rel=\"noreferrer noopener\">other coverage options<\/a>.\u00a0<\/p>\n\n\n\n<p>For children, check Package C CHIP first. Adults can explore Marketplace coverage and whether financial assistance is available based on their circumstances.&nbsp;<\/p>\n\n\n\n<p>Working people with qualifying disabilities should ask about MEDWorks, which has different financial rules and may require premiums. Specialized Medicaid categories, including <a href=\"https:\/\/cintexwireless.com\/blog\/family-planning-medicaid\" target=\"_blank\" rel=\"noreferrer noopener\">family planning<\/a> or emergency-services-only coverage, may also apply. These provide different benefits and should not be assumed to replace comprehensive insurance.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Steps_to_Review_Your_Eligibility_and_Submit_an_Indiana_Medicaid_Application\"><\/span>5. Steps to Review Your Eligibility and Submit an Indiana Medicaid Application&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Use Indiana Medicaid income limits to prepare your application, while leaving the final determination to FSSA.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Identify your coverage category. <\/strong>Consider age, pregnancy, disability, Medicare eligibility, and long-term care needs.\u00a0<\/li>\n\n\n\n<li><strong>Match household size to the correct 2026 limit<\/strong>. Use the applicant\u2019s category rather than another family member\u2019s threshold.\u00a0<\/li>\n\n\n\n<li><strong>Determine whether an asset test applies<\/strong>. Gather resource records if applying through a relevant non-MAGI pathway.\u00a0<\/li>\n\n\n\n<li><strong>Apply through an approved channel<\/strong>. Use the FSSA Benefits Portal, telephone assistance, or a local Division of Family Resources office.\u00a0<\/li>\n\n\n\n<li><strong>Submit documentation and review the decision<\/strong>. Respond to verification requests and follow the notice\u2019s appeal instructions if you disagree.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>Indiana\u2019s <a href=\"https:\/\/www.in.gov\/medicaid\/members\/apply-for-medicaid\/index\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">application guidance<\/a> explains available channels.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Your_Medicaid_Benefit_Could_Also_Help_Lower_Your_Phone_Bill\"><\/span>6. Your Medicaid Benefit Could Also Help Lower Your Phone Bill&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Sorting out Indiana Medicaid income limits is only part of the picture. Once you apply, a working phone lets you answer verification requests and check on your coverage decision with FSSA. If the monthly bill is a squeeze, a separate assistance program may help.<\/p>\n\n\n\n<p><strong>Lifeline is a federal program that helps eligible households afford phone service or internet service. <\/strong><\/p>\n\n\n\n<p>Medicaid is one way to qualify, along with SNAP, SSI, other qualifying programs, or household income at or below 135% of the Federal Poverty Guidelines. Each household gets one benefit that cannot be transferred.<\/p>\n\n\n\n<p>Lifeline service is provided by an Eligible Telecommunications Carrier (ETC), an approved carrier that applies the discount to your plan. <a href=\"https:\/\/cintexwireless.com\/apply?utm_source=blog&amp;utm_medium=article&amp;utm_campaign=GOV101_cintex_redirect_indiana_medicaid_income_limits_FREEL_YEN\">Cintex Wireless<\/a> is an ETC, and its recent merger into AirTalk Wireless is meant to widen device choices and simplify sign-up.\u00a0<\/p>\n\n\n\n<p>If you\u2019d like to see what offer available at your location, the steps below walk you through the process with AirTalk Wireless:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit the <a href=\"https:\/\/airtalkwireless.com\/?utm_source=blog&amp;utm_medium=article&amp;utm_campaign=GOV101_cintex_redirect_indiana_medicaid_income_limits_FREEL_YEN\" target=\"_blank\" rel=\"noreferrer noopener\">AirTalk Wireless<\/a> website and enter your ZIP code to see if service is offered in your area.<\/li>\n\n\n\n<li>Browse the plans and devices available for your location and current inventory, then pick the one that fits your needs.<\/li>\n\n\n\n<li>Fill in your personal and contact details, and upload any documents requested to verify your identity and Lifeline eligibility.<\/li>\n\n\n\n<li>Once your application clears the Lifeline verification process, you\u2019ll receive your SIM card, eSIM, or device. Follow the activation instructions to start your service.<\/li>\n<\/ul>\n\n\n\n<p>Medicaid enrollment alone does not turn on phone service. Talk, text, data, devices, and any device charges vary by plan, location, eligibility, and inventory, so review the offer before you finish enrolling.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/airtalkwireless.com\/lifeline-enrollment?utm_source=blog&amp;utm_medium=article&amp;utm_campaign=GOV101_cintex_redirect_indiana_medicaid_income_limits_FREEL_YEN\" target=\"_blank\" rel=\"noreferrer noopener\">Start Applying Now&nbsp;<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-background\" style=\"background-color:#e4e4e4\"><strong>IMPORTANT: <\/strong>The government does not subsidize devices. Lifeline programs cover basic service costs only. Free or discounted devices, upgrade plans, or top-ups are exclusive benefits provided by AirTalk Wireless and Cintex Wireless as part of the promotional offers. Terms and conditions apply. Limited-time promotion\u2014offers vary by state, stock availability, and eligibility.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_FAQs\"><\/span>7. FAQs&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_highest_income_to_be_eligible_for_Medicaid\"><\/span>What is the highest income to be eligible for Medicaid?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Indiana does not have one income limit for everyone. The maximum depends on household size and eligibility category. Children and pregnant applicants generally have higher income thresholds than adults applying through the Healthy Indiana Plan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_Medicaid_threshold_for_2026\"><\/span>What is the Medicaid threshold for 2026?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>For one adult applying through Indiana&#8217;s Healthy Indiana Plan, the monthly screening limit is $1,835.50, effective March 1, 2026. Other household sizes and eligibility categories have different thresholds.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_savings_count_toward_Indiana_Medicaid_eligibility\"><\/span>Do savings count toward Indiana Medicaid eligibility?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Not for MAGI-based categories such as HIP and most children&#8217;s Medicaid coverage. However, certain aged, blind, disabled, and long-term care programs consider countable assets, subject to exemptions and special rules.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Indiana Medicaid income limits vary by eligibility category, so one household can receive different coverage decisions for adults and children.<\/p>\n\n\n\n<p>Use the March 2026 figures to estimate where you may qualify, but don&#8217;t rule yourself out based on income alone. Indiana FSSA will review your household circumstances and make the final decision.<\/p>\n","protected":false},"excerpt":{"rendered":"Checking Indiana Medicaid income limits can feel confusing when different family members qualify under different rules. 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